Stripe Fee Calculator.
Stripe charges US businesses 2.9 percent plus 30 cents per successful domestic card payment, so a $100 charge costs $3.20 and pays out $96.80. Choose your country and card type to see the fee on any amount, or what to charge so an exact amount reaches you.
Rates are Stripe's published standard pricing as of November 2026, prefilled as editable defaults. Custom and volume pricing differ. Runs in your browser. Not affiliated with Stripe.
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Start freeStripe Fee Calculator is a free online tool from Neweb (neweb.ai) for small businesses, with no sign-up. Stripe charges US businesses 2.9 percent plus 30 cents per successful domestic card payment, so a $100 charge costs $3.20 and pays out $96.80. Choose your country and card type to see the fee on any amount, or what to charge so an exact amount reaches you.
| Cost | Free, no account, no sign-up |
|---|---|
| Built for | Freelancers and consultants and other small businesses |
| Made by | Neweb, the AI website builder and online presence manager (free plan; paid plans from $9/month billed yearly) |
Facts checked October 2026.
What you'll get.
A real example of what this tool produces. Run it above with your own inputs.
Stripe's standard pricing is a percentage of each successful card charge plus a fixed fee, and both depend on the country your Stripe account is in and where the customer's card was issued. International cards cost more, and a further percentage applies when Stripe has to convert currency.
This calculator covers seven account countries. Pick yours and the card type, and the published rate is filled in for you; if you are on custom pricing, type your own. It works forwards (fee and payout from a charge) and backwards (the charge needed for an exact payout).
Stripe fees by country, as of November 2026
Standard online card pricing from each country's Stripe pricing page, checked in November 2026. For the US, Canada and Singapore, Stripe lists the international card fee as a surcharge on the domestic rate; the table shows the combined percentage.
| Stripe account country | Card type | Fee per successful charge | Currency conversion |
|---|---|---|---|
| United States | Domestic card | 2.9% + $0.30 | + 1% |
| International card (2.9% + 1.5%) | 4.4% + $0.30 | + 1% | |
| Domestic card, manually entered (2.9% + 0.5%) | 3.4% + $0.30 | + 1% | |
| United Kingdom | Standard UK card | 1.5% + £0.20 | + 2% |
| Premium UK card | 2.8% + £0.20 | + 2% | |
| EEA card | 2.5% + £0.20 | + 2% | |
| International card | 3.15% + £0.20 | + 2% | |
| Ireland | Standard EEA card | 1.5% + €0.25 | + 2% |
| Premium EEA card | 2.8% + €0.25 | + 2% | |
| UK card | 2.5% + €0.25 | + 2% | |
| International card | 3.15% + €0.25 | + 2% | |
| Canada | Domestic card | 2.9% + CA$0.30 | + 2% |
| International card (2.9% + 0.8%) | 3.7% + CA$0.30 | + 2% | |
| Australia | Domestic card | 1.65% + A$0.30 | + 2% |
| International card | 3.5% + A$0.30 | + 2% | |
| Singapore | Domestic card | 3.4% + S$0.50 | + 2% |
| International card (3.4% + 0.5%) | 3.9% + S$0.50 | + 2% | |
| India | Visa or Mastercard issued in India | 2% | + 2% |
| Visa or Mastercard issued outside India | 3% | + 2% | |
| American Express issued outside India | 3.5% | + 2% |
Notes from Stripe's pages: Australian fees include GST. In India, Stripe also lists 4.3 percent for international cards presented in USD or another foreign currency, and domestic debit cards carry a 0.4 percent merchant discount rate capped at ₹200; taxes on fees are not included here. The Ireland rates are from Stripe's Ireland page; other euro-area countries have their own pages and can differ.
The formula
Fee = charge × (card rate % + conversion %) + fixed fee. You receive = charge − fee.
To receive an exact amount: charge = (target + fixed fee) ÷ (1 − total rate %). For a US domestic card, receiving $100 means charging ($100 + $0.30) ÷ 0.971 = $103.30.
How to use the stripe fee calculator
Choose what I receive or what to charge and enter the amount.
Select your Stripe account country. The currency and the list of card types change to match.
Pick the card type: domestic, international, or the regional types Stripe lists for the UK and Ireland.
Set currency conversion to "Required" if the charge is in a different currency from your payout currency.
Edit the percentage or fixed fee if your account has custom pricing, then read the fee and payout.
Tips for better results
- You often cannot tell a card's type before the payment. Price for your typical mix, or use the highest rate you expect if margins are thin.
- The fixed fee dominates small payments: 30 cents on a $3 charge is 10 percent before the percentage is added.
- Refunds: check Stripe's current policy for your country on whether the original processing fee is returned before you budget for refunds.
- Surcharging customers to recover card fees is restricted or banned in some countries and US states. Check the rules before adding one.
- Setting prices? The product pricing calculator builds the payment fee into the selling price.
Example
A real-world walkthrough
A consultant in Austin charges a client $100 through a Stripe payment link, and the client pays with a US-issued card. At 2.9 percent plus 30 cents the fee is $3.20 and $96.80 is paid out, an effective cost of 3.2 percent. To receive a clean $100 she would charge $103.30: the fee becomes $3.30 and exactly $100.00 arrives.
A second client pays $250 with a card issued in Germany, and the payment needs currency conversion. The rate is 2.9 percent plus 1.5 percent for the international card plus 1 percent for conversion, 5.4 percent in total, plus 30 cents: the fee is $13.80 and she receives $236.20. A London studio taking £100 on a standard UK card pays 1.5 percent plus 20p, a fee of £1.70, and receives £98.30.
Frequently asked questions
How much does Stripe charge per transaction?
As of November 2026, Stripe's standard US pricing is 2.9 percent plus 30 cents per successful domestic card charge, plus 1.5 percent for international cards, 1 percent if currency conversion is required and 0.5 percent for manually entered cards. In the UK it is 1.5 percent plus 20p for standard UK cards, 2.8 percent plus 20p for premium UK cards, 2.5 percent plus 20p for EEA cards and 3.15 percent plus 20p for international cards. Other countries are in the table above.
How do I calculate the Stripe fee on $100?
For a US domestic card: $100 × 2.9% = $2.90, plus the $0.30 fixed fee, gives a fee of $3.20 and a payout of $96.80. For an international card add 1.5 percent: $100 × 4.4% + $0.30 = $4.70. Enter any amount in the calculator to see the same breakdown.
How do I pass the Stripe fee on to my customer?
Use the reverse mode. The amount to charge is (the amount you want + the fixed fee) ÷ (1 − the percentage rate). To receive $100 on a US domestic card you charge $103.30. Simply adding $3.20 falls short, because Stripe also takes 2.9 percent of the extra. Check that surcharging is allowed where you and your customer are before doing this.
Does Stripe charge more for international cards?
Yes. As of November 2026, US accounts pay an extra 1.5 percent, Canadian accounts an extra 0.8 percent and Singapore accounts an extra 0.5 percent on international cards. UK and Irish accounts pay 3.15 percent plus the fixed fee, and Australian accounts 3.5 percent plus A$0.30. Currency conversion, when required, adds 1 percent in the US and 2 percent in the other countries listed.
Are Stripe fees the same in every country?
No. Both the percentage and the fixed fee are set per country: for example 2.9 percent plus CA$0.30 in Canada, 1.65 percent plus A$0.30 for domestic cards in Australia and 3.4 percent plus S$0.50 in Singapore. The fee follows the country of your Stripe account, not where you happen to be.
Is this calculator accurate for my account?
It applies the published standard rate exactly: percentage of the charge plus the fixed fee, rounded to the nearest cent. Your actual fee can differ if you have custom or volume pricing, use a payment method other than cards, or add paid Stripe products. The fee fields are editable so you can enter the rates from your own Stripe dashboard.
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