Terms of Service Generator.
Enter your business details, choose the governing law and tick what your website does, and this tool drafts plain-English terms of service with the sections an online business in any country usually needs.
A starting template, not legal advice. Consumer-protection and contract law differ by country, and some clauses (for example limitation of liability) are restricted in many places. Have the terms reviewed before you rely on them. Nothing you type leaves your browser.
Terms of Service Generator is a free online tool from Neweb (neweb.ai) for small businesses, with no sign-up. Enter your business details, choose the governing law and tick what your website does, and this tool drafts plain-English terms of service with the sections an online business in any country usually needs.
| Cost | Free, no account, no watermark |
|---|---|
| Built for | small businesses, freelancers and sole proprietors |
| Made by | Neweb, the AI website builder and online presence manager (free plan; paid plans from $9/month billed yearly) |
Facts checked October 2026.
What you'll get.
A real example of what this tool produces. Run it above with your own inputs.
Terms of service (also called terms and conditions or terms of use) are the contract between a website and the people who use it. For a brochure site they set expectations about the information on it; for an online store, a booking site or a subscription product they do real work: when an order is accepted, how subscriptions renew and cancel, what happens to a no-show, who owns uploaded reviews, and which country's courts hear a dispute.
This generator drafts those terms in plain English for a business anywhere in the world. You choose what the website mainly does, tick the features it has, name the governing law and set a minimum age, and the tool assembles the relevant sections: eligibility, accounts, orders or services, subscriptions, bookings, user content, acceptable use, intellectual property, disclaimers, a limitation of liability that defers to mandatory law, a statutory-rights note for consumers in the UK, EU, Australia and similar jurisdictions, termination, changes and governing law.
It is a template to start from, not legal advice; consumer and contract law differ between countries and some clauses are restricted in many places. The tool is free, runs in your browser and comes from Neweb, the AI website builder for small businesses (free plan, paid plans from $9/month billed yearly, $19 month-to-month), which gives every site a terms page to paste this into.
How to use the terms of service generator
Enter your business name, website URL and contact email, and the governing law, for example "England and Wales", "Ontario, Canada" or "Singapore".
Choose what the website mainly does: information only, physical products, digital products or services. This sets the orders or services section.
Tick the features you offer: accounts, subscriptions, bookings and user content. Leave the consumer-rights note on unless you only sell to businesses.
Set the minimum age and the effective date, then click Generate.
Read every section, then Copy text or Copy HTML into your terms page, link it from the footer and checkout, and keep a dated PDF.
Why this matters for your business
Terms limit disputes before they start. Most arguments with customers are about expectations: when an order is final, whether a booking can be cancelled, how a subscription ends. Written terms answer those questions in advance and are what a card provider or platform will ask for when a chargeback arrives.
Payment providers and marketplaces require them. Stripe, PayPal, Shopify and app stores all expect a public terms page before they approve an account or listing, alongside a privacy and refund policy.
Good terms respect consumer law. Clauses that try to remove rights consumers cannot waive are unenforceable in the UK, EU, Australia and many US states, and can attract regulator attention. The generated terms limit liability only "to the extent permitted by law" and point to statutory rights, which is both more honest and more durable.
Tips for better results
- Name a specific governing law. "Delaware, United States" or "England and Wales" is enforceable; "international law" is not.
- If you sell to consumers in the EU or UK, keep the statutory-rights note on and pair the terms with a refund policy that respects the 14-day cooling-off period for distance sales.
- For subscriptions, say clearly how to cancel and when the cancellation takes effect; several jurisdictions now require cancellation to be as easy as sign-up.
- If users can post reviews, keep the content licence and the right to remove content; without them you cannot moderate or reuse testimonials.
- Link the terms from the footer of every page and from the checkout or booking button with a short "By ordering you agree to our Terms" line.
- Update the effective date whenever you change the terms and keep the previous version; disputes are judged against the version in force at the time.
Example
A real-world walkthrough
Kettle & Co, a coffee roaster in Sydney, sells bags of coffee online and offers a monthly subscription. The owner selects "Sells physical products", ticks subscriptions and the consumer-rights note, sets the governing law to New South Wales, Australia, and the minimum age to 18.
The generated terms cover order acceptance and dispatch, automatic renewal with cancellation by email, acceptable use, intellectual property, disclaimers, a liability cap that defers to the Australian Consumer Law, termination, changes and governing law. She pastes the HTML into the store's terms page, links it from the checkout, and sends a PDF to her accountant's legal contact, who confirms it is a reasonable starting point and adds a line about delivery to PO boxes.
Frequently asked questions
Are terms of service generated by a tool enforceable?
Terms are enforceable when users have a fair chance to read and accept them and when the clauses are lawful in the relevant jurisdiction; who drafted them does not matter. In practice that means linking the terms clearly, using a checkbox or a "by ordering you agree" statement at checkout, and avoiding clauses that strip away rights consumers cannot waive. The generated terms follow those principles, but a lawyer should check them for your country and your specific business, especially if you sell regulated products or operate at scale.
What is the difference between terms of service, terms and conditions and terms of use?
Nothing legally significant. "Terms of service" is common in the US and for software, "terms and conditions" in the UK, Ireland, Australia and India, and "terms of use" for content-only websites. They all describe the contract governing use of the site and any purchases through it. Pick the name your customers expect and use it consistently in the footer, at checkout and in the document title. The generated document is titled Terms of Service; rename it if you prefer.
Which governing law should I choose?
Usually the law of the place where your business is registered, which is the law you and your adviser know best. Name the country and, where law varies internally, the state or province: "California, United States", "Ontario, Canada", "England and Wales". The generated clause adds that mandatory consumer-protection rules may still let a consumer bring a claim where they live, because the EU, UK and Australia give consumers that right regardless of what the terms say.
Do I also need a privacy policy and a refund policy?
Yes in almost every case. Terms govern the contract; a privacy policy is required separately by data-protection laws wherever you collect personal data; and a refund or returns policy is required or strongly expected wherever you sell to consumers. The generated terms refer to "our refund policy", so create one with the refund policy generator and the privacy policy generator, and link all three from the footer.
Can I limit my liability completely?
No. Most countries forbid excluding liability for death or personal injury caused by negligence, for fraud, or for breaching consumer guarantees. Attempting to do so can make the whole clause unenforceable and, in some places, is itself an offence. The generated limitation caps liability at what the customer paid in the previous 12 months and excludes indirect losses, both only "to the fullest extent permitted by law", with an explicit carve-out for non-excludable liability. That structure is common and more likely to survive scrutiny.
How do I get users to accept the terms?
Make acceptance part of the action. At checkout or booking, add a sentence such as "By placing this order you agree to our Terms of Service" with a link, or an unticked checkbox if you want a clear record. For accounts, show the same line on the sign-up form. Keep a record of the terms version in force on each date. Browsing-only sites rely on the footer link and the "by using the Website you agree" clause, which is weaker but standard for informational content.
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