Terms & Conditions Generator.

No, this is not legal advice; it is a practical starting template that covers the clauses most small Indian business websites need, such as acceptable use, limitation of liability, intellectual property, and governing law. Treat the generated Terms as a strong first draft rather than a finished legal document. For a straightforward website, a simple shop, a service listing, a portfolio, the template often gets you the bulk of the way there. But you should have a lawyer review the final version before publishing if your business carries higher risk or unusual liability exposure: anything involving health or medical advice, financial services, large transactions, user-generated content, marketplaces connecting buyers and sellers, or significant personal data. In those cases the standard clauses may not adequately protect you, and a short professional review is cheap insurance against a costly dispute. The honest framing is that this tool removes the blank-page problem and saves you most of the drafting cost, while a lawyer adds the judgement that templates cannot.

The governing state clause decides which state laws apply to your Terms and, in practice, which state courts will hear any dispute that arises with a customer. This matters more than it first appears, because if you do not specify it, you could end up forced to defend or pursue a claim in a court hundreds of kilometres away, in a state where the customer happens to live, which is expensive and inconvenient for a small business. By naming your own state as the governing jurisdiction, you keep any legal proceedings local to where you actually operate, with lawyers you can reach and courts you can attend. The tool defaults the governing state to the state where your business is registered, which is the natural and most defensible choice for the great majority of small businesses. Unless you have a specific reason to choose otherwise, such as operating mainly from a different state, keep the default so disputes stay close to home and within familiar reach.

That is completely fine; you do not need a registered company to have enforceable Terms. A sole proprietorship is not a separate legal entity from you, so simply use your own legal name as the business name when generating the Terms, or your trade name with your name behind it, for example "Operated by [Your Name], proprietor". Your home state naturally becomes the governing state, since that is where you operate and where any dispute would sensibly be heard. Terms drafted this way are just as binding for an individual proprietor as they are for a private limited company, because what makes Terms enforceable is the agreement between you and your customer, not a registration certificate. Millions of Indian freelancers, consultants, home bakers, tutors and small online sellers run as sole proprietors and rely on exactly this setup. As your business grows and you eventually register as an LLP or private limited company, you simply regenerate the Terms with the new entity name.

Yes, if you sell anything at all, you should publish a clear refund and returns policy alongside your Terms. It is a separate document from the Terms because it serves a different, very practical purpose: it tells customers exactly when they can get their money back, within how many days, in what condition goods must be returned, who pays return shipping, and how long a refund takes to reach them. A clear refund policy reduces disputes, builds buyer confidence at the point of purchase, and is increasingly expected, and sometimes required, by payment gateways like Razorpay and by marketplaces and ad platforms before they will work with you. Link it in your website footer right next to your Privacy Policy and Terms, so the three core legal pages sit together where customers and platforms look for them. Keep the refund policy honest and specific to how you actually operate, because a policy you cannot or will not honour creates more friction than no policy at all.

Not directly, and that separation is intentional and correct. Data protection obligations, how you collect, use, store and share personal data, and the rights your visitors have under India DPDP Act or the European GDPR, belong in your Privacy Policy, which is a distinct document built for exactly that purpose. The Terms and Conditions instead govern the commercial and usage relationship between you and your customer: acceptable use of your site or service, intellectual property, payment and liability terms, and dispute resolution. The two work as a pair, and your Terms reference the Privacy Policy so a reader knows where to find the data-handling details. This keeps each document focused rather than cramming privacy law into a commercial agreement. So to be properly covered, generate and publish both: the Terms from this tool for the usage relationship, and a Privacy Policy, which our separate generator produces, for your DPDP and GDPR disclosures, and link both from your footer.

You can publish the generated Terms as they are, and for a low-risk website many small businesses do exactly that without issue. However, a quick lawyer review is strongly recommended before you rely on them, because the template uses sensible general wording that may not perfectly fit your specific products, risks or promises. The cost is modest: a lawyer review of a Terms document for a small business typically runs around Rs 2,000 to Rs 8,000 depending on complexity and your city, which is well worth it for the protection and peace of mind, since the whole point of Terms is to protect you when something goes wrong. Think of the tool as doing the expensive part, the drafting and structuring, for free, and the lawyer as adding a short, focused check on the parts that matter for your business. If your business is higher risk, treat the review as essential, and have the lawyer adjust the liability and dispute clauses to your situation.

No, nothing you enter is stored on our side, because the entire generator runs client-side in your browser. The details you type, your business name, your contact email, the choices you make, and the finished Terms document are all assembled locally on your own device, and none of it is transmitted to us or any third party. That keeps your business information private and means there is no copy of your Terms or your details sitting on someone else server. The practical consequence is that we hold nothing for you, so once you generate the document, copy or save the output yourself, paste it onto your website Terms page, and keep a backup in your own files, because closing the tab clears it and you would regenerate from your inputs next time. There is no account and no saved history by design. If you later change your business name or what you sell, simply regenerate the Terms with the updated information.

The template is generated in English, which is the language most Indian businesses use for legal documents and which courts widely accept. If you want a Hindi, Marathi, Tamil or other regional-language version for customer-facing clarity, the practical route is to paste the generated English text into a translation tool and publish the translated version alongside the original. This is worth doing when many of your customers are more comfortable reading in their own language, since Terms people can understand are more likely to be honoured. One important point: in most cases the English version should remain the legally binding original, and it is wise to state explicitly that, in the event of any conflict between the translated and English versions, the English text prevails. That avoids ambiguity if a machine translation introduces a subtle shift in meaning. So offer the regional translation as a courtesy for readability, but keep the English version as the authoritative one for legal purposes.